Long-Term Care for your loved ones.

Long-Term Care for your loved ones.

Long Term Care for your legacy.

Long Term Care for your legacy.

Long Term Care for choice.

Long Term Care for choice.

Long Term Care Insurance

Due to dramatic shifts in the health care delivery system, most people have had personal experience with long-term care.  Who receives care and where care is received is still unclear to many.

 Almost 3/4's of the elderly with severe disabilities who received home care services in 1989 relied solely on family members to assist them.
 (National Association for Home Care, Basic Statistics about Home Care, 1997)

 8 of 10 informal caregivers provide unpaid assistance for an average of 4 hours a day. (National Association for Home Care, Basic Statistics about Home Care, 1997)

 3/4's of informal caregivers are female, and nearly 1/3 are 65 years or older. (National Association for Home Care, Basic Statistics about Home Care, 1997)

 Those who leave their jobs due to the demands of care-giving forfeit an average annual salary of nearly $30,000. (Rosalyn Carter Institute of Georgia Southwestern College)

 Long-Term Care is delivered:

  •     At Home
  •     Nursing Facilities
  •     Assisted Living Facilities
  •     Adult Day Care Centers


 Long Term Care Insurance allows individuals more control over their lives, and it allows them to:

  •      maintain independence, and
  •      relieve emotional and financial burden on family members, and
  •      choose where and how care is received, and
  •      protect their standard of living, and
  •      avoid impoverishment
  •      preserve assets